CREDIT ANALYST - 6 Months FTC
Role Summary:
As a Credit Analyst you are responsible for proactively managing a portfolio of buyers, ensuring that comprehensive information is gathered to assess each buyer's creditworthiness. This role is pivotal in maintaining the financial health of our portfolio by assessing buyers according to defined targets and supporting our overall risk management strategy
Main Responsibilities:
- Credit Assessment: Conduct detailed credit assessments of buyers within the portfolio, ensuring all relevant financial and business information is collected and analysed
- Relationship Management: Establish and maintain numerous contacts with buyers and other information sources to facilitate accurate credit assessments.
- Portfolio Monitoring: Provide analyses without direct buyer contact and continuously monitor the portfolio to identify potential risks or changes in credit statu
- Project Involvement: Take responsibility in projects and initiatives supporting RBM and IRP-related matters, contributing to the overall strategic goals of the organisatio
What We Are Looking For:
- Market Knowledge: Expertise in specific regions and/or trade sectors to provide informed credit assessments.
- Business Expertise: Strong knowledge of Finance and Credit Management, with proven expertise and experience in credit analysis and buyer assessment.
- Interpersonal Skills: Ability to work collaboratively in a team, make informed grading decisions, and maintain self-motivation. Excellent communication skills to engage with third parties and ensure strong relationships with the Risk Underwriting team.
- Educational Requirements: Proficient level of English to facilitate effective communication and documentation.
- Future Challenges: Ability to make accurate grading decisions to minimize claims and ensure a satisfactory level of proprietary information is available to make risk decisions clearer for our customers
What We Offer:
- Life assurance
- Health cash plan
- Income Protection
- Hybrid working
- Employee Share Incentive Plan
- Various discounts on insurance through the Allianz Partnership
- And much more
This role is a temporary position intended to cover for an employee on paternity leave, offering a unique opportunity to gain experience in a dynamic environment
We are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress.
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Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. Join us. Let’s care for tomorrow.
Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes. We are the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk. Headquartered in Paris, we are present in more than 50 countries with 5,500 employees. In 2021, our global business transactions represented 931 billion Euro in exposure.
We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let's care for tomorrow.
